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EZPaydayCash.com Reviews

Is EZ Payday Cash a Scam?

EZPaydayCash.com Reviews | Is EZPaydayCash.com a Scam?
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Rating 1.6 - 7 Reviews

EZPayDayCash.com is a website that offers people a chance to apply for a PayDay loan; also known as a cash advance. EZ Pay Day Cash is an online payday lender that seemingly specializes in short-term cash advances. They are said to be currently a registered payday lender.

What is EZPayDayCash.com Really All About?

EZPayDayCash.com is the home website of EZ Pay Day Cash; which is said to be a registered payday lender. A payday loan is a short term cash advance in which it will be repaid on your next payday. In order to be eligible for a loan from EZ Pay Day Cash, you must meet at least these three requirements.

• You must be currently employed or be receiving benefits for a minimum of 3 consecutive months.

• You must have checking or savings account that has been valid for at least 3 months.

• Your net monthly income must exceed $1000.

If you are approved for a loan and authorized transaction it seems it will be directly deposited into your bank account. It is important to remember, that by agreeing to this transaction, you are also authorizing them to withdraw the repayment amount on your next payday.

The first time that you use the services provided by EZPayDayCash.com you will be eligible to get a maximum loan of $400. If you remain in good standing your loan limit is said to increase incrementally by $100 every time you take out a new loan. The maximum loan amount will cap at $1000.

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What Expenses Could Be Related to EZPayDayCash.com?

As with almost all loans; along with the loan amount you will also need to pay the loan fee as well as the interest that has accrued. The loan fee is $30 per $100 borrowed. This means that if you borrowed $500, then the additional loan fee would be $150. You will also be charged interest on your loan. The APR (Annual Percentage Rate) could range from 365% to 1564.28%. If you need to extend your loan, an additional fee of $30 per $100 borrowed will be added onto your total.

Who Could Benefit From Using EZPayDayCash.com?

It seems like this type of service targets several types of people. The first type of person may be someone with bad credit as no credit checks appear required. Another type of person that this service seems to target is those who are a little short on cash and need some quick assistance between paychecks.

Who is EZ Pay Day Cash?

EZ Pay Day Cash is a seemingly registered payday lender that is based out of Utah. This means that they are governed by Utah laws. As a lender, they are not only governed by state laws and regulations, but federal laws and regulations as well. Additionally, since they utilize the Federal Reserve Wire System to deposit and withdraw funds, they must abide by NACHA rules and regulations as well.

EZPayDayCash.com in Review

EZPayDayCash.com is a website for EZ Pay Day Cash; which is a payday loan service. If you meet their minimum requirements you may be eligible for a loan up to $1000. These loans are short term loans and must often be paid back at the time of your next paycheck. These loans may primarily be used as a stop-gap when people are a little short between paychecks or by those with poor credit.

If you are interested in obtaining a loan for EZPayDayCash.com or any other similar loan service company; it is advised that you read through all of the information provided to ensure you fully understand all costs and regulations that are involved with doing so.

What is your experience with EZPayDayCash.com? Post your own review of EZ Pay Day Cash below and let us know how it went!

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Rating 1.6 - 7 Reviews
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EZPaydayCash.com Reviews | Is EZPaydayCash.com a Scam?, 1.6 out of 5 based on 7 Reviews

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  • I wouldn't do that anymore its a scam
     
    VA:F [1.9.20_1166]
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  • I've been a returning customer with ezpaydaycash for 4 yrs now and never had a problem. I get a loan when short on cash and pay it back. They do not scam you they tell you everything up front.
     
    VA:F [1.9.20_1166]
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